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Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
Updated: Sep 08, 2026
Q & A: 157 Questions and Answers
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| Section | Objectives |
|---|---|
| Life Insurance Concepts | - Policy provisions, riders, and options - Beneficiaries and settlements - Types of life insurance policies |
| General Insurance Principles | - Insurable interest and underwriting basics - Risk management and insurance concepts |
| Accident and Health Insurance | - Health insurance policy types - Medical expense coverage concepts - Disability income insurance |
| Annuities | - Annuity payout options - Fixed and variable annuities |
| State Insurance Regulations (Oklahoma) | - Producer licensing requirements and conduct - Unfair trade practices and ethics - Oklahoma Insurance Code and regulations |
Every licensee must keep records pertaining to insurance transactions for how many years?
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All of the following are DISADVANTAGES of replacing an older health policy EXCEPT
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In a term life insurance policy, premiums may be increased at the renewal of the policy. Prior to renewal, the premiums would be considered
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The provision that the policy and a copy of an application is endorsed upon or attached to the policy when issued is the
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The type of annuity in which all payments cease upon the death of an annuitant is referred to as a
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